The Electronic Fund Transfer Act (EFTA), sometimes referred to as Regulation E or Reg E, is a federal law that provides some guardrails for consumers against fraud and account errors. What Does The EFTA/Reg. E Require? You look at your account and money’s gone...
You open your credit card statement, and something doesn’t look right. There’s a charge you don't recognize You were charged for a product you never received Your payment was not credited That sudden sinking feeling sets in. You feel your only option is to call the...
Did a business take advantage of you? There is a law in California that helps people like you get money back when a store or company treats you unfairly. It is called the Consumer Legal Remedies Act (CLRA). What is the CLRA? The CLRA is a California law...
When a company wants to dig into your personal life before hiring you, there are specific rules it must follow. These investigations go far beyond a simple criminal record check. We are talking about employers contacting your current and previous co-workers, checking...
As a consumer, you have the right to expect the products you purchase will meet certain standards of quality and reliability. When a product fails to live up to these promises, you may be entitled to compensation under California’s breach of warranty laws. ...
As a consumer, you have the right to expect the products you purchase will meet certain standards of quality and reliability. When a product fails to live up to these promises, you may be entitled to compensation under California’s breach of warranty laws. WHAT...
If you are struggling with unmanageable debt, finding a solution can seem overwhelming. Debt resolution is one option that may help you regain control of your finances. However, it is important to understand how resolving your debt works and the strategies. What is...
A series of new laws went into effect in California on July 1. They range from legislation related to consumer issues to a law seeking to crack down on retail theft. Here’s a look at some of the new laws and what you should know: Consumer Assembly...
As temperatures rise, so do summertime consumer scams. While you’re trying to plan your summer getaway, vacation, concert or festival, scammers are hard at work trying to ruin your day and separate you from your money. You can protect yourself and avoid getting...
Because your credit score is so important in getting loans, credit, and housing, it’s important to check your credit reports regularly to make sure they are correct and complete. Checking your credit reports will also alert you to identity fraud because you’ll see if someone has opened accounts in your name or if late payments have been reported for purchases you didn’t know about.
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