Because your credit score is so important in getting loans, credit, and housing, it’s important to check your credit reports regularly to make sure they are correct and complete. Checking your credit reports will also alert you to identity fraud because you’ll see if someone has opened accounts in your name or if late payments have been reported for purchases you didn’t know about.
The California Lemon Law has been a vital resource for car buyers and vehicle owners, ensuring legal protection against defective vehicles. However, recent changes to the law have altered how and when these protections can be used. If you’ve recently purchased a car or are dealing with ongoing vehicle issues, these updates could directly impact you. As of April 1, 2025, the California’s Lemon Law has been updated and you should be aware of these changes.
In recognition of National Consumer Protection Week the first week of March, California Attorney General Rob Bonta today released a list of the Top 10 Consumer Complaints. The list includes the top consumer complaint categories the California Department of Justice (DOJ) has received in the last calendar year.
An FCC Order on Robocalls and Telephone Consumer Protection Act (TCPA): has significant provisions of an FCC order became effective on January 27, 2025. The order clarifies that prior express written consent to receive prerecorded telemarketing calls to a cell phone or residential line can only be given to one identified seller at a time. A consumer’s single click on a lead generator’s website cannot authorize prerecorded telemarketing calls on behalf of multiple sellers.
As 2025 begins, California will have a new set of laws that are being enacted to improve the health, safety, and well-being of all Californians. These new laws are designed to protect consumers from unfair financial practices and provide greater control over their money.
The calendar year is coming to an end and with it comes yet one more opportunity for scammers and hackers to strike. Don’t let these Grinches steal your holiday. Here are some of the most common end-of-year scam that you should be aware of.
The holidays are generally about the gift of giving, goodwill towards others. Unfortunately, there are others who will use the holiday season to take advantage of individuals’ generosity and faith in mankind. They are the real grinches who stole not only the Christmas spirit but your money, security, trust, and faith.
Financial scams targeting older adults are costly, widespread, and on the rise. While cyber-enabled crime has been around for many years now, the methods used by perpetrators continue to increase in scope and sophistication. Scammers and con artists tend to go after older adults because they believe this population has plenty of money in the bank. But it’s not just wealthy older Americans who are targeted. Older adults with low income are also at risk for fraud.
We click, scroll, and tap our way through life, often leaving behind a digital footprint that companies are eager to collect. But what happens to all that data? How can you ensure your personal information stays private? And what are the laws that protect you?
Credit card fraud has been an increasingly prevalent issue. In fact, the U.S. Federal Trade Commission (FTC) has classified it as the most common form of identity theft in the country.
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